Most of The Current Generation Are in Charge of Their Own Retirements

For better or worse, most of us are in charge of our own retirements.   To make things worse if you are planning on retiring after the baby boomers retire (born in 1946-64) you will likely experience government interference with your social security benefits coupled with medicare cost increases.   As government tends to only face problems that are eminent or immediate, expect some drastic and desparate solutions to your social security and medicare that will be taylored to the publics well being and not necessarily to you.    So, you have to start planning today for your retirement tomorrow!